Plainfield, Kent County · NMLS #137016
Bank Statement Loans in Plainfield, Michigan
One call, speak directly to the owner, cut out the commissioned loan officer. We are one of Michigan’s top producing mortgage companies for a reason, we look forward to earning your business.
Your deposits show what the business really earns. Jason Yourofsky places these Plainfield files across 50+ lenders himself.
- 28 years in mortgages
- $2B+ funded
- 50+ wholesale lenders
- 83 reviews on Birdeye
Plainfield numbers that matter here
The figures this program actually turns on.
Sources: Zillow Home Value Index (July 31, 2026); Michigan Dept. of Treasury millage 2025; U.S. Census Bureau ACS and Nonemployer Statistics. Deposit and tax figures are illustrations, not quotes.
What the lender does with your Plainfield deposits
- Lenders total 12 or 24 months of deposits and apply an expense factor, commonly 50% on a business account. To document income matching Plainfield’s median household income of $91,540, deposits would need to average about $15,257 a month before that factor. Illustration only.
- Transfers between your own accounts, loan proceeds and one-off windfalls are normally stripped out, which is why a clean year of business banking is worth more than a strong tax year.
- Twenty-four months usually prices better and absorbs a seasonal dip. Twelve months favors a business that grew recently, because it will not average a strong year against a weaker one.
Two homes in Plainfield can carry different tax rates
- Plainfield covers 5 school districts: Hale Area; Kenowa Hills Public S; Northview; Rockford.
- Comstock Park Public carries the highest rate here at 35.18 mills; Hale Area the lowest at 20.54.
- On a $419,402 home that is roughly $256 a month between them — the same house, the same income, a different approval amount.
- Ask which district an address falls in before you write the offer, not after.
Who Atlantis works with around Plainfield
Plainfield has about 33,755 residents and a median household income of $91,540. Roughly 86.6% of homes here are owner-occupied. 12.9% of workers are based at home, which tracks closely with the kind of self-employed income a bank reads badly.
Across Kent County there are 55,742 businesses with no paid employees, concentrated in professional & technical services (7,766); real estate (6,473); personal & repair services (6,186). That figure counts tax filings rather than people. Those owners are the files Atlantis writes most.
Also serving nearby: Northview · Comstock Park · Grand Rapids.
What are you trying to do?
Pick the closest one, or just call and describe your situation.
Why Plainfield borrowers call Jason
- A broker, not a bank. A bank has one rulebook. Atlantis shops 50+ wholesale lenders, so a file that does not fit one lender moves to another instead of dying.
- The owner works your file. 28 years, more than $2 billion funded, and he picks up the phone himself.
- Built for tricky income. Self-employed, 1099, business owners and investors are the core of what Atlantis does, not an exception it tolerates.
- Licensed and verifiable. Company NMLS #129429, Jason NMLS #137016 — check both at NMLS Consumer Access. 83 reviews on Birdeye
Quick questions
How many months of statements do I need in Plainfield?
Twelve or twenty-four. Twenty-four generally prices better; twelve favors a business that has grown recently. Both are available and the stronger option depends on your deposits.
How much do I need to deposit to qualify in Plainfield?
As arithmetic: documenting income equal to the Plainfield median of $91,540 implies deposits averaging roughly $15,257 a month before a 50% expense factor. Your factor depends on the lender and how the business runs.
Is Atlantis a bank or a broker?
A wholesale broker. Atlantis does not lend its own money; it places your loan with one of 50+ wholesale lenders that compete for it, which is why a file one bank declined can still close.
How do I reach Jason?
Call or text 248-408-2555. That is his own line. No application is needed to ask a question.
Get a straight answer today
Tell Jason what you are trying to do. No application needed to ask.
Last updated September 10, 2026. Sources: Zillow Home Value Index (July 31, 2026); Michigan Department of Treasury millage rate report 2025; U.S. Census Bureau American Community Survey.
This page is general information, not mortgage, tax or legal advice. Not a commitment to lend. All loans subject to credit review and approval. Program availability and terms vary. Consult a licensed tax professional about your own property tax situation.
Atlantis Financial Group, Inc. dba Atlantis Mortgage — NMLS #129429. Jason Yourofsky, President — NMLS #137016. 30110 Orchard Lake Rd, Farmington Hills, MI 48334. Licensed in Michigan, Florida, Texas and California. Equal Housing Lender.