Blackman, Jackson County · NMLS #137016
Self-Employed Mortgage in Blackman, Michigan
One call, speak directly to the owner, cut out the commissioned loan officer. We are one of Michigan’s top producing mortgage companies for a reason, we look forward to earning your business.
There are four ways to prove self-employed income in Blackman. Jason Yourofsky picks the right one before anything is submitted.
- 28 years in mortgages
- $2B+ funded
- 50+ wholesale lenders
- 83 reviews on Birdeye
Blackman numbers that matter here
The figures this program actually turns on.
Sources: Zillow Home Value Index (July 31, 2026); Michigan Dept. of Treasury millage 2025; U.S. Census Bureau ACS and Nonemployer Statistics. Deposit and tax figures are illustrations, not quotes.
How Blackman business owners actually get approved
- Jackson County has 9,559 businesses with no paid employees, concentrated in construction & trades. That figure counts tax filings rather than people, but it tells you how common this file is here.
- Bank statements suit an owner with steady deposits and heavy write-offs. A 1099 path suits a contractor with few expenses. A profit-and-loss path suits clean books and a CPA who will sign. Asset depletion suits someone asset-rich with little current income.
- Lenders qualify you on net income after deductions, not revenue. Depreciation and other non-cash expenses are commonly added back, so your qualifying figure is usually higher than the bottom line of your Schedule C. Ask to see that calculation line by line.
Blackman spans more than one school district
- Blackman covers 4 school districts: Northwest School Dis; Jackson; Western; East Jackson Communi.
- East Jackson Communi carries the highest rate here at 37.24 mills; Northwest School Dis the lowest at 34.32.
- Ask which district an address falls in before you write the offer, not after.
Who Atlantis works with around Blackman
Blackman has about 25,631 residents and a median household income of $57,199. Roughly 51.1% of homes here are owner-occupied. 9.6% of workers are based at home, which tracks closely with the kind of self-employed income a bank reads badly.
Across Jackson County there are 9,559 businesses with no paid employees, concentrated in construction & trades (1,250); personal & repair services (1,187); real estate (991). That figure counts tax filings rather than people. Those owners are the files Atlantis writes most.
What are you trying to do?
Pick the closest one, or just call and describe your situation.
Why Blackman borrowers call Jason
- A broker, not a bank. A bank has one rulebook. Atlantis shops 50+ wholesale lenders, so a file that does not fit one lender moves to another instead of dying.
- The owner works your file. 28 years, more than $2 billion funded, and he picks up the phone himself.
- Built for tricky income. Self-employed, 1099, business owners and investors are the core of what Atlantis does, not an exception it tolerates.
- Licensed and verifiable. Company NMLS #129429, Jason NMLS #137016 — check both at NMLS Consumer Access. 83 reviews on Birdeye
Quick questions
Can I get a mortgage in Blackman if I write off most of my income?
Yes. That is exactly what bank statement, 1099 and asset-depletion programs exist for. They qualify you on deposits, 1099s or assets instead of your net tax figure.
How long do I need to be self-employed?
Two years is the standard, with documented exceptions at one year where there is prior history in the same field. You are generally treated as self-employed at 25% or greater ownership.
Is Atlantis a bank or a broker?
A wholesale broker. Atlantis does not lend its own money; it places your loan with one of 50+ wholesale lenders that compete for it, which is why a file one bank declined can still close.
How do I reach Jason?
Call or text 248-408-2555. That is his own line. No application is needed to ask a question.
Get a straight answer today
Tell Jason what you are trying to do. No application needed to ask.
Last updated September 10, 2026. Sources: Zillow Home Value Index (July 31, 2026); Michigan Department of Treasury millage rate report 2025; U.S. Census Bureau American Community Survey.
This page is general information, not mortgage, tax or legal advice. Not a commitment to lend. All loans subject to credit review and approval. Program availability and terms vary. Consult a licensed tax professional about your own property tax situation.
Atlantis Financial Group, Inc. dba Atlantis Mortgage — NMLS #129429. Jason Yourofsky, President — NMLS #137016. 30110 Orchard Lake Rd, Farmington Hills, MI 48334. Licensed in Michigan, Florida, Texas and California. Equal Housing Lender.