Saginaw County · NMLS #137016
Thomas Mortgage Broker
One call, speak directly to the owner, cut out the commissioned loan officer. We are one of Michigan’s top producing mortgage companies for a reason, we look forward to earning your business.
Self-employed in Thomas? Jason Yourofsky gets business owners approved on bank statements instead of tax returns, and he answers his own phone.
- Michigan’s premier mortgage company
- 28 years · $2B+ funded
- 50+ wholesale lenders
- 83 reviews on Birdeye
Thomas at a glance
The numbers that actually move your monthly payment here.
Home values: Zillow Home Value Index, July 31, 2026. Millage: Michigan Dept. of Treasury, 2025. Tax figure is an estimate based on Michigan taxable value being about half of market value — not a quote. Your bill depends on your taxable value and school district.
Thomas has an unusual share of business owners
Write-offs that save tax quietly cut what you can borrow.
- 9.6% of workers here are self-employed, above the Michigan norm.
- Lenders qualify you on net income after write-offs, not revenue, so a good tax return can quietly shrink what you can borrow.
- Bank statement and 1099 programs qualify on deposits instead of returns. That is the core of what Atlantis does.
Thomas spans more than one school district
- Thomas covers 3 school districts: Freeland Comm Schoo; Hemlock; Swan Valley School Di.
- Swan Valley School Di carries the highest rate here at 37.53 mills; Freeland Comm Schoo the lowest at 33.50.
- Ask which district an address falls in before you write the offer, not after.
Who Atlantis works with around Thomas
Thomas has about 11,893 residents and a median household income of $82,609. Roughly 87.6% of homes here are owner-occupied. 7.8% of workers are based at home, which tracks closely with the kind of self-employed income a bank reads badly.
Across Saginaw County there are 11,796 businesses with no paid employees, concentrated in personal & repair services (1,970); health care (1,271); administrative & support (1,149). That figure counts tax filings rather than people. Those owners are the files Atlantis writes most.
Also serving nearby: Tittabawassee · Saginaw · Saginaw.
What are you trying to do?
Pick the closest one, or just call and describe your situation.
Why Thomas borrowers call Jason
- A broker, not a bank. A bank has one rulebook. Atlantis shops 50+ wholesale lenders, so a file that does not fit one lender moves to another instead of dying.
- The owner works your file. 28 years, more than $2 billion funded, and he picks up the phone himself.
- Built for tricky income. Self-employed, 1099, business owners and investors are the core of what Atlantis does, not an exception it tolerates.
- Licensed and verifiable. Company NMLS #129429, Jason NMLS #137016 — check both at NMLS Consumer Access. 83 reviews on Birdeye
What clients say
“Outstanding customer service. Jason and his team always had our family in mind… We will be Atlantis customers for life!”
Atlantis client · Birdeye“This man works miracles and is amazing to work with. He’s honest, hard working and will always put your needs first!”
K.M., Wayne MI · NextdoorQuick questions
How do I reach Jason?
Call or text 248-408-2555. That is his own line, not a call center. No application is needed to ask a question.
Do you have an office in Thomas?
Atlantis Mortgage is at 30110 Orchard Lake Rd in Farmington Hills and is licensed across Michigan, plus Florida, Texas and California. Most of the process runs by phone and secure upload.
Can I get a mortgage in Thomas if I am self-employed?
Yes. Atlantis places these files with lenders that qualify you on 12 or 24 months of bank deposits, 1099s or assets instead of tax returns. It is the core of what Jason does.
Why will my property taxes go up when I buy?
Michigan caps a home’s taxable value while one owner holds it, and that cap comes off when you buy. Ask for a payment quote using the uncapped value.
Get a straight answer today
Tell Jason what you are trying to do. No application needed to ask.
Last updated September 10, 2026. Sources: Zillow Home Value Index (July 31, 2026); Michigan Department of Treasury millage rate report 2025; U.S. Census Bureau American Community Survey.
This page is general information, not mortgage, tax or legal advice. Not a commitment to lend. All loans subject to credit review and approval. Program availability and terms vary. Consult a licensed tax professional about your own property tax situation.
Atlantis Financial Group, Inc. dba Atlantis Mortgage — NMLS #129429. Jason Yourofsky, President — NMLS #137016. 30110 Orchard Lake Rd, Farmington Hills, MI 48334. Licensed in Michigan, Florida, Texas and California. Equal Housing Lender.