Bay County · NMLS #137016
Monitor Mortgage Broker
One call, speak directly to the owner, cut out the commissioned loan officer. We are one of Michigan’s top producing mortgage companies for a reason, we look forward to earning your business.
Monitor moves fast. Get pre-approved by someone who actually picks up: Jason Yourofsky, 28 years and more than $2 billion funded.
- Michigan’s premier mortgage company
- 28 years · $2B+ funded
- 50+ wholesale lenders
- 83 reviews on Birdeye
Monitor at a glance
The numbers that actually move your monthly payment here.
Home values: Zillow Home Value Index, July 31, 2026. Millage: Michigan Dept. of Treasury, 2025. Tax figure is an estimate based on Michigan taxable value being about half of market value — not a quote. Your bill depends on your taxable value and school district.
Monitor values have moved faster than most of Michigan
Which makes a slow pre-approval expensive.
- The typical home here is $238,884, up 6.2% over the past year.
- Appreciation that fast means an offer often has to move in days, and financing is the part most likely to hold it up.
- It also means your property tax resets higher when you buy — about $340 a month on that value once it uncaps.
Monitor schools and your tax rate
- Monitor sits in Bay City, so the school operating levy is consistent across the community.
- That makes budgeting simpler here than in a town split between districts, where the same price can carry a different monthly tax figure.
- On the typical $238,884 home that works out to about $340 a month once your taxable value uncaps at sale.
Who Atlantis works with around Monitor
Monitor has about 10,645 residents and a median household income of $77,604. Roughly 90.6% of homes here are owner-occupied. 9.5% of workers are based at home, which tracks closely with the kind of self-employed income a bank reads badly.
Across Bay County there are 6,002 businesses with no paid employees, concentrated in personal & repair services (785); construction & trades (661); real estate (637). That figure counts tax filings rather than people. Those owners are the files Atlantis writes most.
Also serving nearby: Bay City · Bangor · Tittabawassee.
What are you trying to do?
Pick the closest one, or just call and describe your situation.
Why Monitor borrowers call Jason
- A broker, not a bank. A bank has one rulebook. Atlantis shops 50+ wholesale lenders, so a file that does not fit one lender moves to another instead of dying.
- The owner works your file. 28 years, more than $2 billion funded, and he picks up the phone himself.
- Built for tricky income. Self-employed, 1099, business owners and investors are the core of what Atlantis does, not an exception it tolerates.
- Licensed and verifiable. Company NMLS #129429, Jason NMLS #137016 — check both at NMLS Consumer Access. 83 reviews on Birdeye
What clients say
“Outstanding customer service. Jason and his team always had our family in mind… We will be Atlantis customers for life!”
Atlantis client · Birdeye“This man works miracles and is amazing to work with. He’s honest, hard working and will always put your needs first!”
K.M., Wayne MI · NextdoorQuick questions
How do I reach Jason?
Call or text 248-408-2555. That is his own line, not a call center. No application is needed to ask a question.
Do you have an office in Monitor?
Atlantis Mortgage is at 30110 Orchard Lake Rd in Farmington Hills and is licensed across Michigan, plus Florida, Texas and California. Most of the process runs by phone and secure upload.
Can I get a mortgage in Monitor if I am self-employed?
Yes. Atlantis places these files with lenders that qualify you on 12 or 24 months of bank deposits, 1099s or assets instead of tax returns. It is the core of what Jason does.
Why will my property taxes go up when I buy?
Michigan caps a home’s taxable value while one owner holds it, and the cap comes off at sale. At $238,884, a Monitor principal residence runs about $340 a month once it uncaps. Estimate only.
Get a straight answer today
Tell Jason what you are trying to do. No application needed to ask.
Last updated September 10, 2026. Sources: Zillow Home Value Index (July 31, 2026); Michigan Department of Treasury millage rate report 2025; U.S. Census Bureau American Community Survey.
This page is general information, not mortgage, tax or legal advice. Not a commitment to lend. All loans subject to credit review and approval. Program availability and terms vary. Consult a licensed tax professional about your own property tax situation.
Atlantis Financial Group, Inc. dba Atlantis Mortgage — NMLS #129429. Jason Yourofsky, President — NMLS #137016. 30110 Orchard Lake Rd, Farmington Hills, MI 48334. Licensed in Michigan, Florida, Texas and California. Equal Housing Lender.